Kyle

What is the dual-payer healthcare system in Germany?

If you’ve recently moved to Germany then you might be surprised to find out that health insurance isn’t free for everyone. Unlike the UK, and other European countries, Germany has a dual payer system which includes both a private and public option. Instead of health contributions being taken directly from their taxes, residents are required…

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Can you choose between public and private insurance in Germany?

Unfortunately, choosing health insurance in Germany is not so easy. While might be many reasons why one would choose public health insurance over private, the main one ultimately comes down to employment. Why does employment have so much bearing on which health insurance type to choose? Well, for starters: If you’re employed and earning less…

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Some reasons why you might not be able to sign up for public health insurance

Reasons why: You may be self-employed person from a Non-European Union country (e.g. United States) You may have a “mini-job” with just a few hours that doesn’t require your employer to cover you. You may be a student over 30 years old. Here are your other options: Expat health insurance Accepted as proof of insurance…

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How to get health insurance as a student, including what not to do. A cautionary tale of insurance back paying.

  Roberto moved to Munich from Spain in the summer of 2018. Before moving, Roberto enrolled at a University in  Munich for a Biochemistry program that would begin in the fall. Shortly after arriving in Germany, Roberto visited an insurance agent who sold him Mawista incoming insurance for 68 euros per month. The agent assured…

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